Website Terms & Conditions

INTRODUCTION

Welcome to Growthfront Pty Ltd (“Growthfront”, “we”, “our” or “us”).

These Terms and Conditions outline the rules and regulations for the use of the Growthfront website located at www.growthfront.com.au (“Website”).

By accessing this Website, you accept these Terms and Conditions in full. If you do not agree with any part of these terms, you must not use this Website.

‍Throughout these Terms:

Growthfront Pty Ltd

ABN: 99 652 321 992
‍Corporate Authorised Representative CAR No: 1302922
‍Registered Office: Level 17, 123 Pitt Street, Sydney NSW 2000 Australia

‍is a Corporate Authorised Representative of:

Geosmith Partners Pty Ltd

ABN: 83 684 092 135
‍AFSL: 700062
‍Registered Office: Level 2, 422 King William Street, Adelaide SA 5000

Geosmith Partners Pty Ltd holds Australian Financial Services Licence (AFSL) number 700062 and authorises Growthfront to provide financial services on its behalf.

INTELLECTUAL PROPERTY RIGHTS

Unless otherwise stated, Growthfront and/or its licensors own the intellectual property rights for all material on this Website
All intellectual property rights are reserved
You may access material from this Website for your own personal use subject to the restrictions set out in these Terms and Conditions
You must not:
  • Republish material from this Website  
  • Sell, rent or sub-license material
  • Reproduce, duplicate or copy material for commercial purposes
  • Redistribute content without written permission

Copyright

Copyrightin the information contained in this Website subsists under the Copyright Act1968 (Cth) and through international treaties.
Unless otherwise stated, all content is owned by Growthfront Wealth Management PtyLtd.
You may download a single copy of information for personal use and referencepurposes only.
Except as permitted under theCopyright Act 1968 (Cth), no part of this Website may be reproduced,transmitted, stored or distributed without our prior written consent.

User content

“UserContent” means any audio, video, text, images, or other material you submit ordisplay on this Website.
By submitting User Content, you grant Growthfront a non-exclusive, worldwide,irrevocable, royalty-free licence to use, reproduce, adapt, publish anddistribute that content in any media.
You warrant that:
  • You own the content or have the right to use it
  • The content does not infringe any third-party rights
  • The content is not unlawful, defamatory or misleading
We reserve the right to remove any User Content at our discretion.

NO WARRANTIES

This Website is provided “as is” and “as available”.
Growth front makes no representations or warranties of any kind, express or implied, regarding:
You warrant that:
  • The accuracy of the information
  • The completeness of content
  • The availability of the Website
Nothing contained on this Website constitutes personal financial advice unless explicitly stated.

INDEMNIFICATION

You agree to indemnify and hold harmless Growthfront Wealth Management Pty Ltd and Geosmith Partners Pty Ltd from and against any claims, liabilities, damages, losses and expenses arising from:
  • Your breach of these Terms
  • Your misuse of this Website
  • Your violation of any applicable laws

GENERAL ADVICE WARNING

Theinformation on this Website is general advice only and does not take intoaccount your personal objectives, financial situation or needs.
Before making any decision regarding a financial product or strategy, you should:
  • Consider whether the advice is appropriate for your circumstances
  • Review the relevant Product Disclosure Statement (PDS)
  • Review the Target Market Determination (TMD)
  • Seek independent financial advice where appropriate
No responsibility is accepted forpersons acting on information on this Website without seeking professionaladvice.
Past performance is not a reliableindicator of future performance.

CALCULATORS & ASSUMPTIONS

Any calculators or tools provided on this Website are illustrative only and basedon stated assumptions and user inputs.
They:
  • Are estimates only
  • Do not constitute financial advice
  • Should not be relied upon for investment decisions
Actual outcomes will vary dependingon market conditions and individual circumstances.

LINKS TO THIRD PARTY SITES

ThisWebsite may contain links to third-party websites for convenience.
Growthfront:
  • Does not endorse third-party content
  • Does not control those websites
  • Is not responsible for their privacy practices or accuracy
Accessing third-party websites is at your own risk.

TERMS OF USE / GOVERNING LAW

ThisWebsite has been prepared in accordance with Australian law.
These Terms are governed by the laws of New South Wales, Australia, and the Commonwealth of Australia.
This Website is intended for Australian residents only and is not directed to personsin any other jurisdiction.
Informationis current at the date of publication but may be subject to change.

LIMITATION OF LIABILITY

Tothe extent permitted by law, Growthfront Wealth Management Pty Ltd and GeosmithPartners Pty Ltd:
  • Exclude all liability for loss or damage arising from use of this Website
  • Do not warrant that information is error-freewebsites
  • Are not liable for direct, indirect or consequential loss
Nothing in these Terms excludesliability that cannot be excluded under Australian law.

CHANGES TO THESE TERMS

Growth front reserves the right to amend these Terms at any time.
Updated versions will be publishedon this Website. Continued use of the Website constitutes acceptance of therevised Terms.

CONTACT INFORMATION

If you have questions regarding these Terms, please contact:

GrowthfrontPty Ltd

Email: info@growthfront.com.au
‍Phone: 1300 388 574
‍Website: www.growthfront.com.au
1300 388 574info@growthfront.com.au
Level 17, 123 Pitt Street Sydney NSW 2000 Australia
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Disclaimer:

Growthfront Pty Ltd is a Corporate Authorised Representative (No. 1302922) of Geosmith Partners AFSL 700062 ABN 86 684 092 135. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs except in circumstances where you have provided your personal financial details via our online application process and received a Statement of Advice from us. Before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us