Our Investment Philosophy

Building smarter portfolios — not buying off-the-shelf. At Growthfront, we combine the structure of ETFs with the conviction of direct investing. Our approach is active, transparent, and long-term focused — designed to give you more control, better performance, and confidence through every market cycle.
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OUR INVESTMENT APPROACH

Long-Term Thinking

We invest with a decade in mind — not the next headline.

Our portfolios are designed for consistent growth, not short-term wins. We focus on companies and asset classes with enduring advantages, strong balance sheets, and the ability to compound over time. Markets will move, but your plan shouldn’t.

Built for compounding icon - quality assets that grow steadily over time

Built for compounding

We focus on quality assets that can grow steadily over time.
Focused on quality icon - businesses with durable competitive advantages

Focused on quality

We seek businesses and assets with durable competitive advantages
Resilient through cycles icon - portfolios designed to stay consistent across market conditions

Resilient through cycles

Our portfolio are designed to stay consistent across market conditions.
Hourglass and rising bar chart illustration representing long-term thinking and patient investing
Discover your risk profile icon - free Growthfront risk profile questionnaire

Discover your risk profile. Build with confidence.

Our free risk profile questionnaire helps you understand how your responses align with a range of investment profiles. You’ll receive general information on typical risk leels, asset allocations, and long-term return expectations.

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General information disclaimer icon
This assessment provides general information only and does not take into account your personal objectives, financial situation, or needs. The results are illustrative in nature and are not intended as financial advice or a recommendation to act. You should consider whether any information is appropriate to your circumstances before making any financial decisions.
OUR ETF APPROACH

ETF-Based Portfolios, Actively Managed

Built with ETFs, managed with intent.

‍
Four of our five portfolios use ETFs as the foundation, but that does not mean set and forget. We actively monitor markets, interest rates, inflation, valuations, and sector trends to keep portfolios aligned with the environment ahead.

Explore Porfolios
Explore portfolio icon
Example Portfolio Construction
‍A diversified mix of ETFs across key asset classes.
US equities icon - access leading US companies across technology healthcare and consumer sectors

US Equities
Access leading US companies across technology, healthcare, and consumer sectors

40-60%
Growth
International equities icon - diversified exposure to global markets outside the US

International Equities
Diversified exposure to global markets outside the U.S.

20-30%
International
Defensive assets icon - government bonds and cash equivalents to reduce portfolio volatility

Defensive Assets
Government bond and cash equivalents to reduce volatility.

10-20%
Defensive
Real assets icon - exposure to infrastructure property and inflation-linked assets

Real Assets
Exposure to infrastructure, property, and inflation-linked assets.

5-10%
Real Assets
Allocations vary by portfolio risk profile and market conditions.
Lower costs icon - access broad markets with efficient low-fee portfolio building
Lower costs
Access broad markets with efficient, low-fee portfolio building
Broad diversification icon - exposure across sectors regions and asset classes
Broad diversification
Gain exposure across sectors, regions, and asset classes
Platform flexibility icon - access portfolios through leading investment platforms with daily liquidity
Platform flexibility
Access portfolios through leading investment platforms with daily liquidity
Transparent and liquid icon - access markets efficiently with low expense ratios that compound over time
Transparent & liquid
Access markets efficiently with low expense ratios that compound over time.
OUR FLAGSHIP PORTFOLIO

Global Growth
Direct Share Ownership

Our flagship portfolio, built with conviction.

The Global Growth Portfolio consists of 20–30 handpicked US-listed companies — industry leaders with long-term potential. Unlike ETFs, this portfolio gives you direct exposure to:

Individual companies icon - chosen for innovation earnings power and resilience
Individual companies chosen for innovation, earnings power, and resilience
Ownership via Interactive Brokers icon - investments held in your own name
Ownership via Interactive Brokers in your own name
Transparent rebalancing icon - regular updates from the Growthfront investment team
Transparent rebalancing and updates from the investment team
It’s ideal for clients seeking a higher-growth strategy and more concentrated exposure to global equities.
3D illustration of leading global technology companies held in Growthfront Global Growth direct share portfolio
Fundamentals icon - assessing company quality earnings durability and long-term competitive strength
FUNDAMENTALS
Access company quality, earnings durability, and long-term competitive strength.
Investment decision framework connector arrow
Valuations icon - comparing price to intrinsic value growth outlook and downside risk
VALUATIONS
Compare price to intrinsic 
value, growth outlook and downside risk.
Investment decision framework connector arrow
Macro trends icon - monitoring rates inflation and global cycles shaping long-term returns
MACRO TRENDS
Monitor rates, inflation, and global cycles shaping 
long-term returns
Investment decision framework connector arrow
Noise filter icon - filtering short-term headlines sentiment and emotional market reactions
NOISE
Filter short-term headlines sentiment, and emotional 
market reactions.
Investment decision framework connector arrow
OUR INVESTMENT APPROACH

Active But Disciplined

We adjust when it matters — not when it’s trendy.

Our investment committee reviews asset allocations and holdings regularly. We rebalance based on fundamentals, valuations, and macro trends — not media noise. This ensures your portfolio stays aligned to its goals while avoiding over-trading or emotional decision-making.

HOW WE INVEST

Aligned with you. Focused on outcomes.

We invest your capital using the same disciplined process we use for our own.

  • Same portfolios icon - Growthfront invests in the exact same portfolios it manages for clients
    Same Portfolios
    ‍    You invest in the exact same portfolios we manage.
  • Disciplined decisions icon - investment choices based on research data and long-term conviction
    Disciplined decisions
    ‍    We make decisions based on research, data and long-term conviction - not noise.
  • Transparent and accountable icon - clear holdings and open communication
    Transparent and accountable
    ‍    Clear holdings, open communication and a commitment to doing what’s right for your future.

Shared success
‍Our incentives are aligned with your long-termed success.

Shared success icon - Growthfront incentives aligned with your long-term financial success
Growthfront licensed financial advisers
Growthfront portfolios
Actively managed. Built to last.
Risk controlled icon - carefully managing risk to protect what matters

Risk controlled
‍We manage risk carefully to protect what matters.

Long-term focus icon - staying patient avoiding shortcuts and compounding for the long run

Long-term focus
‍We stay patient, avoid shortcuts and compound for the long run.

What this means for you

  • Purpose-built portfolios icon - built with ETFs and quality investments designed to perform across cycles
    Purpose-built portfolios
    Built with ETFs and quality investments designed to perform across cycles.
  • Active not reactive icon - Growthfront adapts when facts change not when headlines do
    Active, not reactive
    We adapt when facts change, not when headlines do..
  • Diversified for resilience icon - exposure across asset classes regions and themes to manage risk
    Diversified for resilience
    ‍    Exposure across asset classes, regions and themes to manage risk.
  • A partner in your journey icon - Growthfront supports clients through every financial milestone
    A partner in your journey
    ‍    We’re here for the moments that matter, today and ahead.
A disciplined approach to investing built for long-term outcomes.
Get StartedBook a meeting

Long-Term Thinking

We invest with a decade in mind — not the next headline.

‍Our portfolios are designed for consistent growth, not short-term wins. We focus on companies and asset classes with enduring advantages, strong balance sheets, and the ability to compound over time. Markets will move, but your plan shouldn’t.

ETF-Based Portfolios, Actively Managed

Four of our five portfolios are built using ETFs — but we don’t set and forget.

Unlike traditional ETF portfolios, we actively adjust the mix to respond to markets, interest rates, inflation, and sector rotation. Our aim is to outperform static benchmarks and deliver real-world returns, not theoretical models.
  • We choose high-quality ETFs with low fees and broad exposure
  • Our investment team monitors performance, rebalances tactically, and adjusts asset weightings based on macro and valuation signals
  • You maintain transparency, liquidity, and control through platforms like Netwealth, Hub24, Macquarie, and Colonial First State

Global Growth — Direct Share Ownership

Our flagship portfolio, built with conviction.

‍The Global Growth Portfolio consists of 20–30 handpicked US-listed companies — industry leaders with long-term potential. Unlike ETFs, this portfolio gives you direct exposure to:
  • Individual companies chosen for innovation, earnings power, and resilience
  • Ownership via Interactive Brokers in your own name
  • Transparent rebalancing and updates from the investment team
It’s ideal for clients seeking a higher-growth strategy and more concentrated exposure to global equities.

Active But Disciplined

We adjust when it matters — not when it’s trendy.

Our investment committee reviews asset allocations and holdings regularly. We rebalance based on fundamentals, valuations, and macro trends — not media noise. This ensures your portfolio stays aligned to its goals while avoiding over-trading or emotional decision-making.

Aligned with Our Clients

We invest alongside you — in the same portfolios we manage.

When you invest with Growthfront, you're not just getting advice — you're joining a strategy we believe in personally. We treat every decision as if our own capital is on the line. That’s because it is.
  • No hidden agendas
  • Transparent fees
  • Shared outcomes

Diversified portfolios. Professionally managed. Personally tailored.

We build and manage investment portfolios designed to help you grow your wealth, reduce risk, and stay on track — through all market conditions.

Get StartedBook A Meeting

How Our Portfolios Work

At Growthfront, we take the complexity out of investing. Our portfolios are built on proven principles of diversification, cost-efficiency, and long-term performance — so you can invest with confidence and clarity.

Whether you’re looking to grow your wealth faster, reduce volatility, or align your investments with your retirement goals, we’ll match you to a portfolio that fits your needs.

What’s Inside

Our portfolios include a mix of asset classes — including shares, bonds, and alternatives — carefully selected to suit your risk profile and time horizon.
We Offer:

1

ETF-Based Portfolios

Balanced, Growth, and High Growth portfolios using low-cost, global ETFs.

2

Direct Share Portfolio

Our Global Growth Portfolio is made up of 20–30 industry-leading U.S. companies, held directly in your name.

3

Custom Portfolio Options

For experienced investors, SMSFs, or larger balances, we can tailor your investment mix further.
Get Started with a Portfolio

Built For Your Goals

Each Growthfront portfolio is designed to deliver:

Diversification – Across countries, sectors, and asset types

Lower Costs – Thanks to institutional access and ETF efficiency

Smart Rebalancing – We monitor and adjust your portfolio over time

Long-Term Focus – No hype, no chasing trends, just disciplined growth

Your Portfolio Is...

Professionally
Managed

Our experienced team monitors markets and your portfolio daily. You get the benefits of active oversight — without needing to lift a finger.

Held In
Your Name

Your investments are securely held via Interactive Brokers or Australian custodians, with full transparency and access.

Always Accessible

Track your performance, deposits, and portfolio insights via your secure online dashboard.

Portfolio Options

Our Invesment Portfolio Returns

1 YEAR
3 YEARS
5 YEARS

Haven

Conservative

12.09%

Meredian

Balanced

18.93%

Summit

Growth

19.17%

Aurora

High Growth

20.58%

Horizon

Global Growth

33.94%

Haven

Conservative

15.39%

Meredian

Balanced

24.6%

Summit

Growth

24.70%

Aurora

High Growth

26.31%

Horizon

Global Growth

30.01%

Haven

Conservative

32.12%

Meredian

Balanced

56.03%

Summit

Growth

61.04%

Aurora

High Growth

67.23%

Horizon

Global Growth

108.71%

Historical Performance

5 Year Returns
HAVEN
MEREDIAN
SUMMIT
AURORA
HORIZON
Total Return

32.12%

Annualised Return

5.73%

Total Portfolio Return

Risk Rating

Lower returns
Higher returns
1
2
3
4
5
6
7
Lower risk
Higher risk
View Our Portfolios

Disclaimer: This information is general in nature and does not constitute personal financial advice. Please refer to our full disclaimer for more details.

Total Return

56.30%

Annualised Return

9.34%

Total Portfolio Return

Risk Rating

Lower returns
Higher returns
1
2
3
4
5
6
7
Lower risk
Higher risk
View Our Portfolios

Disclaimer: This information is general in nature and does not constitute personal financial advice. Please refer to our full disclaimer for more details.

Total Return

61.04%

Annualised Return

10.00%

Total Portfolio Return

Risk Rating

Lower returns
Higher returns
1
2
3
4
5
6
7
Lower risk
Higher risk
View Our Portfolios

Disclaimer: This information is general in nature and does not constitute personal financial advice. Please refer to our full disclaimer for more details.

Total Return

67.23%

Annualised Return

10.83%

Total Portfolio Return

Risk Rating

Lower returns
Higher returns
1
2
3
4
5
6
7
Lower risk
Higher risk
View Our Portfolios

Disclaimer: This information is general in nature and does not constitute personal financial advice. Please refer to our full disclaimer for more details.

Total Return

108.71%

Annualised Return

15.85%

Total Portfolio Return

Risk Rating

Lower returns
Higher returns
1
2
3
4
5
6
7
Lower risk
Higher risk
View Our Portfolios

Disclaimer: This information is general in nature and does not constitute personal financial advice. Please refer to our full disclaimer for more details.

What You Can Expect

  • No hidden fees0
  • Direct access to your adviser
  • No lock-ins
  • Transparent reporting and tax summaries
  • Regular portfolio reviews
Match Me to a PortfolioBook a MEETNG
Growthfront Wealth Management logo
1300 388 574info@growthfront.com.au
Level 17, 123 Pitt Street Sydney NSW 2000 Australia
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Disclaimer:

Growthfront Pty Ltd is a Corporate Authorised Representative (No. 1302922) of Geosmith Partners AFSL 700062 ABN 86 684 092 135. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs except in circumstances where you have provided your personal financial details via our online application process and received a Statement of Advice from us. Before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us